# Bank statement first-pass worksheet

**Mortgage Dorks Season 1**
**Course:** The Glossary - Learn the Language
**Lesson:** Bank Statement Loans
**Format:** Worksheet

## Use This For

Stop treating deposits as automatic income.

## Artifact Contents

- Statement type: personal or business.
- Months available and continuity.
- Deposit pattern and obvious exclusions.
- Expense factor or CPA/accountant support path.
- Reserve and documentation questions.

## How To Use It

- Take a synthetic deposit summary and label what needs explanation before income can be estimated.

## Guardrail

Education and workflow support only. Not underwriting approval, legal advice, tax advice, financial advice, a rate quote, or a promise of eligibility. Follow employer, investor, agency, state, and federal requirements.