# Fight/fix/pivot/pause/decline matrix

**Mortgage Dorks Season 1**
**Course:** Deal Desk
**Lesson:** The Decision Matrix: Fight, Fix, Pivot, Pause, Decline
**Format:** Decision matrix

## Use This For

Give members a repeatable way to choose the next move without ego.

## Artifact Contents

- Verified facts.
- Main risk category: capacity, credit, capital, collateral, compliance, or transaction.
- Available paths and proof needed.
- Recommended next move.
- Borrower-safe and partner-safe explanation.

## How To Use It

- Run the capstone file through the matrix.
- Write one borrower-safe update and one Realtor-safe update.
- Name the fact that would change your decision.

## Guardrail

Use synthetic or anonymized facts only. Remove names, exact property addresses, phone/email, SSN/DOB, loan numbers, account numbers, NMLS/customer IDs, unique employer or business names, screenshots, credit reports, AUS findings, tax docs, bank docs, and any combination of facts that could identify a borrower or customer. Education and workflow support only. Not underwriting approval, legal advice, tax advice, financial advice, a rate quote, or a promise of eligibility. Follow employer, investor, agency, state, and federal requirements.