# Income source triage card

**Mortgage Dorks Season 1**
**Course:** Deal Desk
**Lesson:** Income Is Not Vibes
**Format:** Reference card

## Use This For

Teach the difference between income the borrower feels and income the file can use.

## Artifact Contents

- Income type.
- History required or expected by path.
- Trend question.
- Document needed next.
- Fallback or pivot trigger.

## How To Use It

- Mark each synthetic income source as likely usable, needs proof, or likely excluded until reviewed.
- Write the borrower-safe explanation for one excluded source.

## Guardrail

Use synthetic or anonymized facts only. Remove names, exact property addresses, phone/email, SSN/DOB, loan numbers, account numbers, NMLS/customer IDs, unique employer or business names, screenshots, credit reports, AUS findings, tax docs, bank docs, and any combination of facts that could identify a borrower or customer. Education and workflow support only. Not underwriting approval, legal advice, tax advice, financial advice, a rate quote, or a promise of eligibility. Follow employer, investor, agency, state, and federal requirements.