# Self-employed investor triage sheet

**Mortgage Dorks Season 1**
**Course:** Deal Desk
**Lesson:** Self-Employed Investor With Reserve Wobble
**Format:** Worksheet

## Use This For

Separate income support, reserve depth, and investor exposure before picking a product.

## Artifact Contents

- Income path: filed income, add-backs, current-year trend.
- Reserve path: personal, business, gift, retirement, or not usable.
- Investor exposure: property count, financed properties, DSCR option.
- Decision: agency, non-QM, DSCR, restructure, pause.

## How To Use It

- Fill out the triage sheet for the sample file.
- Write a Realtor-safe update that does not promise approval.

## Guardrail

Use synthetic or anonymized facts only. Remove names, exact property addresses, phone/email, SSN/DOB, loan numbers, account numbers, NMLS/customer IDs, unique employer or business names, screenshots, credit reports, AUS findings, tax docs, bank docs, and any combination of facts that could identify a borrower or customer.